The results obtained from these calculators are for general purposes only to illustrate the effect of compound interest and are not intended as a substitute for professional financial advice. Before making any financial decisions on the basis of these results, you will need to consult with an independent financial planner or accountant as well as consider whether the advice is suitable to meet your personal financial objectives and circumstances.

The actual performance of any investments will depend on future economic conditions, investment management, fees and taxation. Past performance is no guarantee of future performance and as a result of this, all the results are hypothetical and are NOT GUARANTEED.

Nambawan Super specifically disclaims any liability for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with the access to or use of these calculators. To the extent permitted by law, under no circumstances will Nambawan Super be liable for any loss or damage caused by a user's reliance on the information by using these calculators.


Projected super balance at retirement:

The projected total super balance takes into account your starting balance, employee and employer contributions, any additional voluntary contributions as well as interest earned between now and your retirement.

Retirement age:

We have assumed a default retirement age of 65. This can be adjusted in the calculator.

Working life:

The calculator assumes that you will have a continuous working life with no breaks up to your retirement age.

Interest rate:

The default investment returns have been set at 6.0%. This is based on the Nambawan Super 10-year average interest rate.

Employee contributions:

PNG Superannuation laws dictate that 6% is the mandatory minimum contribution for employees to make. Employees may choose to contribute more than the minimum.

Employer contributions:

PNG Superannuation laws dictate that 8.4% is the mandatory minimum contribution that employers have to make. Employers may choose to contribute more than the minimum.

Operating since 1962 with over 220,000 Members, close to K10 billion in Funds under Management, and strong returns over the years, Nambawan Super is Papua New Guinea's longest-serving and most trusted superannuation fund.

Our business practices are founded on principles of good governance, with our Members at the heart of everything we do.

We believe that Super is for Everyone, whether you work for a private sector organisation, a small to medium enterprise, a Government department or agency, or in the informal sector. When you join Nambawan Super you become a member of our family.

Benefits for our Members include:

  • Strong investment returns for our Members over the long-term.
  • Access to over 100 discount partners nationwide.
  • Access to FREE Financial Literacy Training.
  • The opportunity to make additional Voluntary Contributions, giving your retirement savings a real boost.
  • Access to 100% of your own contribution through the Housing Advance facility, to help you buy, build or renovate your home as long as application conditions are met.
  • Access to Retirement Savings Account, which helps Members use their savings wisely after retirement.
  • Access to free customer service support via our Toll Free Call Centre, Email, Mobile Smart App, SuperText SMS, Online Member Portal or face to face service at any of our 22 Branches across PNG.
  • Convenient optional access to Nambawan Savings and Loans Society (NSLS) products and services for short or mid-term financial needs, conveniently located in NSL Branches nationwide.
Got a question