The results obtained from these calculators are for general purposes only to illustrate the effect of compound interest and are not intended as a substitute for professional financial advice. Before making any financial decisions on the basis of these results, you will need to consult with an independent financial planner or accountant as well as consider whether the advice is suitable to meet your personal financial objectives and circumstances.

The actual performance of any investments will depend on future economic conditions, investment management, fees and taxation. Past performance is no guarantee of future performance and as a result of this, all the results are hypothetical and are NOT GUARANTEED.

Nambawan Super specifically disclaims any liability for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with the access to or use of these calculators. To the extent permitted by law, under no circumstances will Nambawan Super be liable for any loss or damage caused by a user's reliance on the information by using these calculators.


Projected super balance at retirement:

The projected total super balance takes into account your starting balance, employee and employer contributions, any additional voluntary contributions as well as interest earned between now and your retirement.

Retirement age:

We have assumed a default retirement age of 65. This can be adjusted in the calculator.

Working life:

The calculator assumes that you will have a continuous working life with no breaks up to your retirement age.

Interest rate:

The default investment returns have been set at 6.0%. This is based on the Nambawan Super 10-year average interest rate.

Employee contributions:

PNG Superannuation laws dictate that 6% is the mandatory minimum contribution for employees to make. Employees may choose to contribute more than the minimum.

Employer contributions:

PNG Superannuation laws dictate that 8.4% is the mandatory minimum contribution that employers have to make. Employers may choose to contribute more than the minimum.

At Nambawan Super, we are committed to supporting Members achieve their best retirement outcomes.

In 2021 Nambawan Super introduced a Financial Literacy Training (FLT) Program to help teach Members skills and behaviours to improve their financial wellbeing, especially in the long-term. The new FLT program provides trusted superannuation advice, and the financial skills and tools needed in difficult times to safeguard Members well-being now and into retirement.

What does the FLT program cover?

Our tailored Financial Literacy Training program covers five modules:

  • Module 1: Taking charge of Personal Finances
  • Module 2: NSL Superannuation Products and Services
  • Module 3: Planning for Retirement
  • Module 4: Buying your own Home
  • Module 5: Financial Literacy Skills for Micro Small & Medium Enterprises (MSME's)

Are you keen to get started? Book a session now by simply filling in the online FLT session request form. You're never too old, and it's never too late to get started on your journey to financial empowerment and freedom.

Book an FLT Training session

Don't just take our word for it, here are some testimonials from other Members who have participated in our Financial Literacy Training

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