The results obtained from these calculators are for general purposes only to illustrate the effect of compound interest and are not intended as a substitute for professional financial advice. Before making any financial decisions on the basis of these results, you will need to consult with an independent financial planner or accountant as well as consider whether the advice is suitable to meet your personal financial objectives and circumstances.

The actual performance of any investments will depend on future economic conditions, investment management, fees and taxation. Past performance is no guarantee of future performance and as a result of this, all the results are hypothetical and are NOT GUARANTEED.

Nambawan Super specifically disclaims any liability for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with the access to or use of these calculators. To the extent permitted by law, under no circumstances will Nambawan Super be liable for any loss or damage caused by a user's reliance on the information by using these calculators.


Projected super balance at retirement:

The projected total super balance takes into account your starting balance, employee and employer contributions, any additional voluntary contributions as well as interest earned between now and your retirement.

Retirement age:

We have assumed a default retirement age of 65. This can be adjusted in the calculator.

Working life:

The calculator assumes that you will have a continuous working life with no breaks up to your retirement age.

Interest rate:

The default investment returns have been set at 6.0%. This is based on the Nambawan Super 10-year average interest rate.

Employee contributions:

PNG Superannuation laws dictate that 6% is the mandatory minimum contribution for employees to make. Employees may choose to contribute more than the minimum.

Employer contributions:

PNG Superannuation laws dictate that 8.4% is the mandatory minimum contribution that employers have to make. Employers may choose to contribute more than the minimum.

Nambawan Super (NSL) Members, including Choice Super and Retirement Savings Account (RSA) Members, automatically qualify for an NSL Member Identification Card.

Why get a Member ID Card?

Having an NSL Member ID Card provides the following benefits;

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Valid form of ID

NSL Member ID Cards are accepted as a valid form of primary identification by a number of organizations like banks.

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NSL Members can save money by accessing discounts from our many Discount Partners nationwide, simply by presenting your NSL ID at time of purchase.

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Faster Service

By keeping your Member ID Card on hand, this allows for faster verification of your identity and Member Account information so we can serve you better

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It's Free

Don't have an NSL ID Card or lost yours? Don't stress! Simply visit an NSL Branch to arrange for a new ID card Free of Charge!

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