The results obtained from these calculators are for general purposes only to illustrate the effect of compound interest and are not intended as a substitute for professional financial advice. Before making any financial decisions on the basis of these results, you will need to consult with an independent financial planner or accountant as well as consider whether the advice is suitable to meet your personal financial objectives and circumstances.

The actual performance of any investments will depend on future economic conditions, investment management, fees and taxation. Past performance is no guarantee of future performance and as a result of this, all the results are hypothetical and are NOT GUARANTEED.

Nambawan Super specifically disclaims any liability for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with the access to or use of these calculators. To the extent permitted by law, under no circumstances will Nambawan Super be liable for any loss or damage caused by a user's reliance on the information by using these calculators.


Projected super balance at retirement:

The projected total super balance takes into account your starting balance, employee and employer contributions, any additional voluntary contributions as well as interest earned between now and your retirement.

Retirement age:

We have assumed a default retirement age of 65. This can be adjusted in the calculator.

Working life:

The calculator assumes that you will have a continuous working life with no breaks up to your retirement age.

Interest rate:

The default investment returns have been set at 6.0%. This is based on the Nambawan Super 10-year average interest rate.

Employee contributions:

PNG Superannuation laws dictate that 6% is the mandatory minimum contribution for employees to make. Employees may choose to contribute more than the minimum.

Employer contributions:

PNG Superannuation laws dictate that 8.4% is the mandatory minimum contribution that employers have to make. Employers may choose to contribute more than the minimum.

What is an 'Employer Boost'?

An ‘Employer Boost’ is when an Employer contributes above the normal compulsory 8.4% Employer Super contribution for its employees. Employers may opt to increase their component of superannuation contributions for their employees as high as they wish, but can claim employer contributions as a tax deduction up to 15%.

What are the benefits of an employer boost?

Benefits of boosting your Employer contributions include:

  • Increasing staff loyalty and a positive brand image;
  • Positioning companies and organisations as ‘Employers of Choice’ to attract and recruit top talent;
  • Allowing staff to feel financially secure for the long-term as they earn annual interest on their Super with the best-performing Super provider in PNG; and,
  • Providing your employees with a safety net and the comfort of knowing that they can better support themselves when they are no longer working.

How can I sign up for the Employer boost?

If you are an employer who is interested in increasing your superannuation contributions through the Employer Boost for your employees, you can speak to your Employer Stakeholder Relations Representative today to find out more about this, or you can book a partnership meeting with our Business Development team.

Join the other organisations offering Employer Boost to their staff:

As well as Full Link Limited, Great Value Limited, F6 Services, Synergistic Investment Limited, Shorna Holding Limited, Office of Insurance Commission, SpeedCast PNG and Yangguang Limited.

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